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Debt

 Practical means will not, in the slightest degree, either increase one's portion or detract from it unless it is by GD decree.  Another benefit is the reduction of the aggravation he feels in his business dealing if the merchandise does not sell, if he is unable to collect a debt, or if he falls sick, for he knows that the Creator may He be exalted, arranges his affairs and chooses what if or his good better than he himself can. pg 363


Daily Halacha: 

Halacha does not recognize personal bankruptcy. While a person who declares bankruptcy is not legally obligated to pay back his debt, he is still obligated to pay it back under Torah law. The person who avoids paying his debt because he has declared bankruptcy violates the Torah prohibition against stealing.  

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