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Only Him

 When one realizes that only H'shem can help him, he will stop hoping, fearing, and trusting in anything other than Him

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19 Exceptions to Demei Shevi’is I

We learned that when Shemittah produce is sold or exchanged for another item, the Shemittah sanctity “travels,” and the item traded for the produce – termed demei Shevi’is, Shemittah payment monies, also becomes Shemittah-sanctified. (Note, that the original item also remains Shemittah-sanctified.)

However, the kedushah only imbues the second item in a scenario of direct exchange, which is when the money or other item is given at the same time as the Shemittah food. When Shemittah foods are given on credit, that they will be paid for later, the eventual repayment does not become sanctified demei shevi’is. The repayment is considered paying a debt, not a direct payment for the Shemittah produce.

A neighbor who buys a small amount of Shemittah food from another neighbor should therefore arrange that she not pay for the food immediately, but owe the money for even a short while. Then, when she pays the debt, the money being given does not become demei Shevi’is, and need not be treated with sanctity.
 
Exceptions to Demei Shevi’is II 

Another scenario where Shemittah sanctity does not imbue its payment and make it demei Shevi’is is when it is sold via havla’ah (lit., swallowed), which means that it is included in a different sale. Havla’ah is done by selling the Shemittah produce together with something else, with its value is “swallowed,” or included, in the higher price paid for the other object. No money is directly exchanged for the Shemittah item.

Havla’ah is often used when buying Shemittah esrogim before Succos. Instead of paying for the esrog directly, a higher price is charged for the (non-Shemittah sanctified) lulav, and the Shemittah esrog is given for free. Using this loophole frees the merchant from needing to observe demei Shevi’is on this money.

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