If one would ask he who does not trust in H'shem "When will you finally take action on preparing and worrying about your final destination?" He would reply "When all my material obligations are secure that is when I will begin to worry about my final end."
pg 457/455
Nefesh Hachaim
Rav Chaim of Volozhin in his fourth Gate of his Sefer reflects on the lack of Torah study that has plagued his generation due to the need and desire to earn a livelihood. Another result of this was the "mussar movement" that was geared to educating those on how to serve H'shem and refine their middos. What happened thought as a result of this cries Rav Chaim is the main focus has become the mussar and not the written and oral law. Rav Chaim sees this as wrong and one we will be accountable for.
Gate Four Chapter one pg's 135/136