As a community, we are responsible for visible acts of service or transgression. What is hidden in the hearts and minds only H'shenm knows which is why the reward and punishments are concealed and reward in the world to come is not elaborated on.
pg /441/443
Our sages compared the relationship of H'shem to the world as the soul to the body. Just as we feel our body but only know in our intellect we have a soul. So too the world was created to seem as though it has an independent natural functionality. In reality, it is all H'shem a concept we can only recognize with our intellect.
Gate Three, Chapter Five pg 113